D, you start making money in later missions. In this game, there really isn't a need for money. Well, to buy guns and their attachments but other than that, it's useless IMO. I bought a few properties when I could but none of them gave me enough money to become rich wealthy overnight. If you desperately want/need money, check YouTube. There's a stupid/repetitive thing that involves switching characters back and forth. I tried it and its annoying. As for the cops, you'll need to know you can't win a fight against them, at all! And ALWAYS, steal a car that's faster than the one you have. You can easily outrun them, even at 3-4 stars. In this game, I found the cops letting up once you got away from them. I'm able to outrun them, jump in another car and voila, eventually they stop looking for me. Sometimes, even stealing a car from someone, you'll get reported. So that's why only steal fast cars. Convertibles are guaranteed to be fast. Towards the end, you'll start finding Lambos, Corvettes and Vipers. Boy, those are fast!
I enjoyed the game and would look forward to coming home and play it.
After I beat the game last night, there seems to be extra missions which is great. I'll find out later today.
By the way, the game might have different endings. I might check out YouTube later on.